STANDARD OPERATING PROCEDURE TO UPDATE THE BALANCE IN POSB ACCOUNTS IN WHICH BALANCE DIFFERENCE OCCURRED DUE TO NON-MIGRATION OF TRANSACTIONS PERTAINING TO PRE-CBS MIGRATION PERIOD: SB ORDER NO.15/2025 DATED 20.11.2025

SB Order No.15/2025

No. CBS-25/96/2021-FS-DOP
Government of India
Ministry of Communications
Department of Posts
(Financial Services Division)

Dak Bhawan, New Delhi — 110001
Dated: 20.11.2025

To

All Head of Circles / Regions

Subject: Standard Operating Procedure to update the balance in POSB accounts in which balance difference occurred due to non-migration of transactions pertaining to pre-CBS migration period— Reg.

Madam / Sir,

This is regarding the Standard Operating Procedure (SOP) for settling discrepancies in accounts and certificates that were not migrated or partially migrated to the Finacle CBS.

2.         This Directorate has received numerous references from various Circles, and complaints from customers, regarding issues stemming from the non-migration of accounts/certificates or individual transactions.

3.         To address these concerns, the following guidelines have been already issued:

I.SB Order No. 18/2023 dated 13.09.2023: addresses the handling and payment of accounts/certificates not migrated to Finacle CBS.

2. SB Order No. 18A/2023 dated 08.04.2024: addresses the handling and payment of accounts/certificates not migrated to Finacle CBS, specifically for discontinued schemes.
3. OM No. CBS-25/82/2022-FS-DOP dated 28.03.2024: outlines the revised procedure for submitting proposals for relaxation of the back value date parameter for post migration period transactions.

4. Despite the above, the Circles have reported instances where passbook balance does not reconcile with Finacle balance. This discrepancy is attributed to missing transaction entries in the legacy application (Sanchay Post) or the data entry tool at the time of migration, particularly affecting Post Office Savings Account (POSA), Public Provident Fund (PPF), and Sukanya Samridhi Account (SSA).

5. While scheme-wise and account-wise balance agreements were intended prior to Finacle migration, differences often arose due to non-migration of one or more transactions. Finacle does not permit posting transactions pertaining to the pre-migration period. Previously, such cases were resolved by updating the balance (Principal + Interest) in Finacle through the HIARM menu. However, this method was discontinued vide SB Order No. 03/2024 dated 14.05.2024 due to identified accounting issues. This discontinuation led to further references from circles seeking alternative solutions.

6. After re-examination of the matter and taking into consideration the challenges faced by Circles as well as customers, a Standard Operating Procedure (SOP) has been developed to resolve account balance discrepancies resulting from non-migration of one or more transactions from legacy application (Sanchay Post) to Finacle CBS. The SOP is attached as Annexure-I.

7. It is specifically applicable only to POSA, PPF, and SSA accounts where the customer requests to continue the accounts. Discrepancies in other POSB scheme accounts as well as POSA, PPF and SSA, where customers want to close these accounts, are to be handled as per the procedures outlined in paragraph 3 above.

8. It is requested to circulate this to all concerned for information, guidance and necessary action.

9. This issues with the approval of the Competent Authority.

Yours faithfully,

(Devender Kumar Sharma)
Assistant Director (SB-II)

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 CGEGIS TABLE OF BENEFITS FOR THE SAVINGS FUND FOR THE PERIOD FROM 01.10.2025 TO 31.12.2025:

Fin Min, DoE O.M. dated 12.11.2025

No. 7(1)/EV/2023
Government of India
Ministry of Finance
 Department of Expenditure
E-V Branch

New Delhi, the 12th November, 2025 

OFFICE MEMORANDUM

Sub: Central Government Employees Group Insurance Scheme-1980 – Tables of Benefits for the savings fund for the period from 01.10.2025 to 31.12.2025.

The Tables of Benefits for Savings Fund to the beneficiaries under the Central Government Employees Group Insurance Scheme-1980, which are being issued on a quarterly basis from 01.01.2017 onwards, as brought out in this Ministry’s OM of even number dated 17.03.2017, for the quarter from 01.10.2025 to 31.12.2025, as worked out by IRDA based on the interest rate of 7.1% per annum (compounded quarterly) as notified by the Department of Economic Affairs as per their Resolution No. 5(3)-B(PD)/2023 dated 10.10.2025, are enclosed.

2. The Tables enclosed are of two categories as per the existing practice. As hitherto, the first Table of Benefits for the savings fund of the scheme is based on the subscription of Rs.10 p.m. from 1.1.1982 to 31.12.1989 and Rs.15 p.m. w.e.f. 1.1.1990 onwards. The second Table of Benefits for savings fund is based on a subscription of Rs.10 p.m. for those employees who had opted out of the revised rate of subscription w.e.f. 1.1.1990.

3. In so far as the persons serving in the Indian Audit and Accounts Department are concerned, these Orders are issued in consultation with the Comptroller and Auditor General of India, as mandated under Article 148(5) of the Constitution of India.

4. Hindi version of the order is attached.

Sd/-
(Praveen Ranjan)
Director

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 WARM GREETINGS AND BEST WISHES ON JAYANTI OF GURU NANAK DEV JI

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ON THE AUSPICIOUS OCCASION OF GURU NANAK JAYANTI, WARM GREETINGS AND BEST WISHES

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गुरु नानक देव जी की जयंती पर शुभकामनाएं

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गुरु नानक जयंती के पावन अवसर पर, हार्दिक बधाई और शुभकामनाएं ।

 8th CENTRAL PAY COMMISSION – RESOLUTION ON CONSTITUTION AND TERMS OF REFERENCE: GAZETTE NOTIFICATION DATED 03.11.2025

(CLICK THE LINK BELOW TO VIEW)

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GENERAL ELECTION TO THE LEGISLATIVE ASSEMBLY OF BIHAR,2025 AND BYE-ELECTIONS TO 8 (EIGHT) ASSEMBLY CONSTITUENCIES OF VARIOUS STATES/UT, 2025 - PAID HOLIDAY-REG. (50.84 KB) PDF  (CLICK THE LINK BELOW TO VIEW)

https://dopt.gov.in/sites/default/files/General%20Election%20to%20the%20Legislative%20%20Assembly%20of%20Bihar%202025%20and%20Bye%20%20Elections%20to%208%20Assembly%20Constituencies%20of%20various%20States%20UT%202025%20Paid%20Holiday.pdf

 MESSAGE FROM HON’BLE MINISTER OF COMMUNICATIONS   (OCT, 2025)

(CLICK THE LINK BELOW TO VIEW) (English)

https://www.indiapost.gov.in/api/documents/file/U2FsdGVkX1_wz8tZVMpiYVQSOUaoggehKXV31Yim9f3t2AFQbo-q3CLad716egOtVYC0mvm-CQcjNjpSulHzHw

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MESSAGE FROM HON’BLE MINISTER OF COMMUNICATIONS (OCTOBER, 2025)

(CLICK THE LINK BELOW TO VIEW)   (Hindi)

https://www.indiapost.gov.in/api/documents/file/U2FsdGVkX19s2IX8Y5zNcHYN7IBVx9T4bzDRcwo4hKosQgLSBo8cvS2caGzcBORLKLAhEnwyEnVYSZwEaWBzXA

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PROMOTION AND POSTINGS OF SENIOR TIME SCALE (STS) OFFICER OF INDIAN POSTAL SERVICE, GROUP ‘A’ TO JUNIOR ADMINISTRATIVE GRADE (JAG) OF THE SERVICE AND EXTENSION OF TENURE OF REGULAR JAG OFFICE OF INDIAN POSTAL SERVICE, GROUP ‘A’

(CLICK THE LINK BELOW TO VIEW)

https://utilities.cept.gov.in/dop/pdfbind.ashx?id=12364

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1-3/2025-SPG      29/10/2025   PROMOTION AND POSTING OF HIGHER ADMINISTRATIVE GRADE (HAG) OFFICER OF INDIAN POSTAL SERVICE, GROUP ‘A’ TO THE HIGHER ADMINISTRATIVE GRADE+ (HAG+) [MEMBER, POSTAL SERVICES BOARD] OF THE SERVICE 

(CLICK THE LINK BELOW TO VIEW)

https://utilities.cept.gov.in/dop/pdfbind.ashx?id=12348

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5-08/2023-SPG    17/10/2025   TRANSFER/ POSTING OF SENIOR ADMINISTRATIVE GRADE OFFICERS OF INDIAN POSTAL SERVICE, GROUP 'A'     

(CLICK THE LINK BELOW TO VIEW)

https://utilities.cept.gov.in/dop/pdfbind.ashx?id=12311

 PRESS NEWS(PIB)

CABINET

CABINET APPROVES TERMS OF REFERENCE OF 8TH CENTRAL PAY COMMISSION

POSTED ON: 28 OCT 2025 3:03PM BY PIB DELHI

The Union Cabinet, chaired by the Prime Minister Shri Narendra Modi, today approved the Terms of Reference of 8th Central Pay Commission.

The 8th Central Pay Commission will be a temporary body. The Commission will comprise of one Chairperson; One Member (Part Time) and one Member-Secretary.  It will make its recommendations within 18 months of the date of its constitution. It may consider, if necessary, sending interim reports on any of the matters as and when the recommendations are finalized. While making the recommendations the Commission will keep in view the followings:

i.   The economic conditions in the country and the need for fiscal prudence;

ii. The need to ensure that adequate resources are available for developmental expenditure and welfare measures;

iii. The unfunded cost of non-contributory pension schemes;

iv. The likely impact of the recommendations on the finances of the State Governments which usually adopt the recommendations with some modifications; and

v. The prevailing emolument structure, benefits and working conditions available to employees of Central Public Sector Undertakings and private sector.

Background:

The Central Pay Commissions are periodically constituted to go into various issues of emoluments structure, retirement benefits and other service conditions of Central Government employees and to make recommendations on the changes required thereon. Usually, the recommendations of the pay commissions are implemented after a gap of every ten years. Going by this trend, the effect of the 8th Central Pay Commission recommendations would normally be expected from 01.01.2026.

The Government had announced formation of the 8th Central Pay Commission in January, 2025 to examine and recommend changes in the Salaries and other benefits of Central Government employees. (Release ID: 2183289) 

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मंत्रिमण्‍डल

केन्द्रीय मंत्रिमंडल ने 8वें केंद्रीय वेतन आयोग के विचारार्थ विषयों को स्वीकृति दी

Posted On: 28 OCT 2025 3:03PM by PIB Delhi

प्रधानमंत्री श्री नरेन्द्र मोदी की अध्यक्षता में केन्द्रीय मंत्रिमंडल ने आज 8वें केन्द्रीय वेतन आयोग के विचारार्थ विषयों को स्वीकृति दे दी।

आठवां केंद्रीय वेतन आयोग अस्थायी निकाय होगा। आयोग में एक अध्यक्ष, एक सदस्य (अंशकालिक) और एक सदस्य-सचिव शामिल होंगे। यह अपने गठन की तिथि से 18 महीनों के भीतर अपनी अनुशंसाएं देगा। यदि आवश्यक हो तो आयोग अनुशंसाओं को अंतिम रूप दिए जाने पर किसी भी मामले पर अंतरिम रिपोर्ट भेजने पर विचार कर सकता है। आयोग अपनी अनुशंसाएं देते समय निम्नलिखित बातों को ध्यान में रखेगा:

i. देश की आर्थिक स्थिति और राजकोषीय विवेक अर्थात सरकारी वित्तीय व्यवस्था के प्रबंधन तथा खर्च और राजस्व के संतुलन की आवश्यकता;

ii. यह सुनिश्चित करने की आवश्यकता है कि विकास व्यय और कल्याणकारी उपायों के लिए पर्याप्त संसाधन उपलब्ध हों;

iii. गैर-अंशदायी पेंशन योजनाओं की गैर-वित्तपोषित लागत;

iv. राज्य सरकारों की वित्तीय स्थिति पर अनुशंसाओं का संभावित प्रभाव जो आमतौर पर कुछ संशोधनों के साथ अनुशंसाओं को स्वीकार करते हैं; और

v. केन्द्रीय सार्वजनिक क्षेत्र उपक्रमों और निजी क्षेत्र के कर्मचारियों के लिए उपलब्ध प्रचलित पारिश्रमिक संरचना, लाभ और कार्य स्थितियां।

पृष्ठभूमि :

केंद्रीय वेतन आयोगों का गठन समय-समय पर केंद्र सरकार के कर्मचारियों के पारिश्रमिक ढांचे, सेवानिवृत्ति लाभों और अन्य सेवा शर्तों से संबंधित विभिन्न मुद्दों पर विचार करने और उनमें आवश्यक बदलावों के संबंध में अनुशंसाएं देने के लिए किया जाता है। आमतौर पर वेतन आयोगों की अनुशंसाएं प्रत्येक दस वर्ष के अंतराल पर लागू की जाती हैं। इस प्रवृत्ति के अनुसार 8वें केंद्रीय वेतन आयोग की सिफारिशों को सामान्यतः 01.01.2026 से लागू करना अपेक्षित है।

सरकार ने जनवरी 2025 में 8वें केंद्रीय वेतन आयोग के गठन की घोषणा की थी ताकि केंद्र सरकार के कर्मचारियों के वेतन और अन्य लाभों में बदलावों की जांच और उससे संबंधित अनुशंसा की जा सके।

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